Terms & Conditions

These Terms & Conditions govern your use of the StratVision Africa website and services. By accessing or using our website, you agree to comply with these terms. If you do not agree, please discontinue use immediately.

1. Definitions & Scope
Company ("We," "Us," "Our") – Refers to StratVision Africa, including its employees, representatives, and affiliated entities.
User ("You," "Your") – Refers to any individual or entity accessing our website or using our services.
Services – Includes business consulting, financial planning, retirement consulting, and other related professional services offered by StratVision Africa.
These terms apply to all users, including visitors, prospective clients, and registered clients.

2. Use of Website & Services
By using our website, you agree to:
🔹 Lawful Use – Access and utilize the site only for lawful purposes, without engaging in activities that violate any regulations.
🔹 Accuracy of Information – Provide accurate details when submitting inquiries or using our services.
🔹 No Unauthorized Access – Avoid unauthorized attempts to modify, disrupt, or gain access to restricted areas of our website.
🔹 Respect for Intellectual Property – Refrain from copying, distributing, or using website content without written permission.

We reserve the right to refuse access to any user who violates these terms.

3. Intellectual Property Rights
All content on this website, including text, images, branding, design, and service descriptions, is the property of StratVision Africa or its licensors. Unauthorized use, reproduction, or modification of any content without prior written consent is strictly prohibited.

You are permitted to:
✔ View and use the website for informational and business purposes.
✔ Download or print publicly available materials for personal reference (non-commercial use only).

You are NOT permitted to:
❌ Copy, modify, or reproduce website content for commercial use.
❌ Use company branding, trademarks, or proprietary materials without consent.
❌ Distribute misleading or false representations about our services.

Violations of intellectual property rights may result in legal action.

4. Limitation of Liability
StratVision Africa provides business consulting services based on expertise and industry knowledge. However, we make no guarantees regarding specific business outcomes.

We are not liable for:

Indirect, incidental, or consequential damages resulting from the use of our services.
Financial decisions made based on our recommendations.
Service interruptions, website downtime, or technical errors beyond our control.
While we strive to provide accurate and timely information, we are not responsible for third-party reliance on our services or website content.

5. Third-Party Links & External Services
Our website may contain links to external websites for informational purposes. We do not control third-party content and are not responsible for their practices, security, or accuracy. Users should review the terms & policies of external websites before engaging with them.

6. Service Modifications & Availability
We reserve the right to:

Modify, expand, or discontinue certain services without prior notice.
Temporarily restrict website access due to maintenance, security updates, or technical reasons.
Update pricing, consultation structures, or service terms as needed.
Any significant changes will be communicated through our website or direct client communication.

7. Data Protection & Privacy
We are committed to protecting user privacy. Our Privacy Policy outlines how we collect, store, and handle user data. By using our website, you agree to our privacy practices.

Key privacy commitments:
✔ Secure Handling – We protect your personal data from unauthorized access.
✔ No Unlawful Sharing – We do not sell or misuse personal data.
✔ User Control – You have the right to request access, corrections, or deletion of your personal data.

For full details, refer to our Privacy Policy.

8. Dispute Resolution & Governing Law
These Terms & Conditions are governed by the laws of South Africa. Any disputes shall be resolved through:

1️⃣ Initial Resolution – Users should first contact us to seek an amicable resolution.
2️⃣ Mediation or Arbitration – If needed, disputes may be settled through arbitration in accordance with local legal provisions.
3️⃣ Legal Proceedings – In case of unresolved disputes, parties may seek resolution in South African courts.

By using our services, you agree to follow these dispute resolution steps before pursuing legal action.

9. Termination of Use
We reserve the right to restrict or terminate access to our website or services if:

A user violates these Terms & Conditions.
Fraudulent, misleading, or unlawful activities are detected.
Misuse of services or intellectual property occurs.
Termination does not exempt users from legal obligations related to prior use of our services.

10. Updates to These Terms
We may update these Terms & Conditions periodically to reflect changes in services, regulations, or industry practices. Any modifications will be posted on this page with an updated Effective Date. Continued use of our website signifies agreement with the latest version of these terms.

11. Contact Information
For inquiries or concerns regarding these Terms & Conditions, please contact us:

📍 Address: 12 Melo Ave, Athlone, Cape Town, 7760, South Africa
📞 Phone: +27216971435
📧 Email: [email protected]